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"We give you credit for
your good credit!"®
Deep Discounted Rates.Exceptional Service.Unparalleled Value. |
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Get a Great USDA Rural Housing Loan with AAXA
Discount Mortgage
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| It is hard to beat the flexibility and great rates
of USDA rural housing loans. These programs are geared toward homebuyers who
live in rural areas of the Country and who have little to no money to put down.
USDA rural housing loan programs offer flexible, common sense underwriting
guidelines, relaxed credit requirements, no PMI (private mortgage insurance)
options, the ability to finance closing costs into the loan amount, lenient
seller concessions, and rates that are comparable to, if not better than,
conventional fixed rate mortgage programs. Your first step should be to call an
AAXA Loan Advisor at 877-RATE-LOW (877-728-3569) to see if you are in an area
where properties may be eligible for USDA rural housing loans. An AAXA USDA
rural housing mortgage expert will research your property and determine if both
you and the property will qualify. In today’s shrinking credit market, USDA
rural housing loan programs are one of the best 100% mortgage financing options
in the marketplace. Give AAXA a call today for more details.
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USDA Rural Housing Loan Program Highlights:
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Loans may be for up to 102% of the appraised value or sales
price (whichever is lower). A one time 2% guarantee fee can be included in the
loan which is how the loan can go up to 102%. This feature allows buyers to
finance this expense into the loan amount versus paying it out of pocket.
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No PMI (private mortgage insurance)
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Secure, fixed-rate 30 year mortgages
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Sellers can assist with paying the buyer’s closing costs
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Little cash reserves needed for qualified borrowers.
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Partial List of Eligibility Guidelines for USDA Rural
Housing Mortgages:
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Homebuyers must be Untied States’ citizens,
qualified aliens, or legally admitted to the U.S. for permanent residence.
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Adjusted annual household income cannot exceed the
moderate income limits for the area. A family’s size and child care
considerations may increase chances for qualification if deductions are
applicable.
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Primary residences only
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Home must be located in rural areas. This may
include open country, and places with populations under 25,000 residents. An
AAXA Loan Advisor will be able to assist you in researching the eligibility
requirements in your area.
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AAXA is pleased to provide USDA rural housing loan assistance in the states of
Arizona, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Kansas,
Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Mexico, North
Carolina, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah,
Virginia, Vermont, and Washington.
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